From Bitcoin to USDT: which currencies should you accept in your trade?

Accepting cryptocurrency payments is becoming a concrete opportunity for businesses.
But one question comes up often: What cryptos should you accept?

Bitcoin, Ethereum, stablecoins... not all have the same uses or the same advantages.
This article helps you sort it out, to take an approach practical, secure and adapted to your customers.

Not all cryptos are the same for payments

We count today more than 10,000 cryptocurrencies in the world.
But only a handful of them are actually used for daily transactions.

Some cryptos are designed to investment or speculation (like Bitcoin), others for Real use; in particular the Stablecoins, who are backed by a traditional currency like the euro or the dollar.

👉 For a merchant, the objective is not to accept everything, but to propose a logical and stable selection, in line with customer habits.

Bitcoin (BTC): the pioneer, symbol of financial freedom

Why accept it

• It is the most well known crypto in the world.
• It benefits from a exceptional media visibility.
• Accepting Bitcoin strengthens your image of innovation and openness.

The limits

• Transaction fees and times vary by network.
• The value of Bitcoin fluctuates sharply, which may be of concern to some traders.

👉 In practice:
It is relevant to accept it as a window, but not to favor it for frequent payments.

💬 “Bitcoin is a symbol: it attracts curiosity and cryptonative customers.”

Ethereum (ETH): the crypto of services and DeFi

Why accept it

• Widely used in the Web3 ecosystem (NFT, DeFi, platforms).
• Stable network, global adoption.
• Compatible with many wallets (Metamask, Rabby, etc.).

The limits

• Mainline network fees can be high.
• “Mainstream” users often prefer simpler alternatives (stablecoins).

👉 In practice:
Ethereum remains a An essential reference for advanced digital payments, but it's more suited to tech-savvy customers.

Stablecoins: the ideal solution for everyday payments

Les Stablecoins Are cryptocurrencies whose value is backed by a fiat currency (euro, dollar, etc.).
They offer the best of both worlds:

🔹 The speed and simplicity of blockchain
🔹 The stability of a traditional currency

The main stablecoins to consider:

USDT (Tether)

• Indexed to the American dollar (USD).
• The most used in the world for crypto payments.
• Liquid, fast, accepted by the majority of platforms.

USDC (Circle)

• Also backed by the dollar.
• More regulated, supported by recognized American institutions.
• Very popular in professional environments.

EURC (Circle Euro Coin)

• Indexed to the euro.
• Ideal for European businesses who want to avoid conversions.
• Compatible with the main blockchains (Ethereum, Avalanche, etc.).

The key benefits of stablecoins:

• Zero volatility: 1 USDC = 1 USD, 1 EURC = 1€.
• Easy conversion to euros.
• Almost instant transactions.
• Perfect balance between innovation and safety.

💬 “Stablecoins are finally making crypto usable for real payments.”

Other popular cryptos (depending on your customer base)

Depending on your activity, other cryptos may complete your offer:

• 🐕 Dogecoin/Shiba Inu (memecoins) : fun and viral, useful for capturing a young and connected audience.
• ⚡ Polygon/Solana : blockchains with low fees, very fast, ideal for microtransactions.
• 💳 BNB (Binance Coin) : widely used in Asia and among Binance users.

👉 These cryptos are optional, but may be a Marketing bonus if your customer base is international or cryptosavvy.

How to simplify management on the merchant side

Accepting multiple cryptos may seem complex, but solutions exist to automate everything.

With a footbridge like Lyzi, for example:

• The customer pays with the crypto of their choice (Bitcoin, ETH, USDC, etc.).
• The merchant receives automatically the equivalent in euros, within 24 to 48 hours.
• No volatility risks.

💡 You offer freedom to the customer, while maintaining stability for your accounting.

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In conclusion

Accepting cryptos is much more than a gesture of innovation:
It is an openness to a new generation of customers; young, connected, international.

But for it to be really smooth, you have to know Which currencies should be preferred.

Bitcoin attracts,
Ethereum structure,
stablecoins make it easier.

With a solution like Lyzi, you can accept over 80 cryptos without dealing with complexity or volatility, and receive your payments in euros, simply.

🔗 Want to go further?

👉 Learn how Lyzi allows merchants to accept crypto payments safely and without risk.