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Sébastien Estines
Co-founder Lyzi
Lyzi will be present at EthCC from 30 March to 2 April 2026
EURC is a stablecoin pegged 1:1 to the euro, developed by Circle, which is already behind USDC. Each EURC token is guaranteed by bank reserves in euros, thus offering total stability. Unlike other cryptocurrencies, its value does not fluctuate: one EURC is always worth one euro.
This direct link with the European currency is a considerable advantage. It allows users to pay, save and transfer value without worrying about currency conversions, while remaining within a legal framework that complies with European Union standards.
At first glance, we might ask ourselves: why use the EURC when the euro already exists in electronic form with our cards or bank transfers? The answer lies in the benefits specific to blockchain: speed, transparency and global accessibility.
A payment in EURC is instant, regardless of the country where the sender and receiver are located. It does not depend on banking hours, holidays, or financial intermediaries. This makes it a particularly effective tool for international payments, while remaining in a familiar unit of account: the euro.
In addition, EURC integrates naturally into the Web3 universe. It can be used not only to pay a bill at a restaurant or a hotel night, but also to interact with decentralized applications, buy NFTs, or participate in DeFi protocols. It is a bridge between the traditional economy and digital innovation.
With Lyzi, paying for a purchase in EURC is as easy as using a bank card. The user selects the EURC in their digital wallet, scans a QR code generated by the merchant and confirms the transaction. A few seconds later, the payment is validated and automatically converted into euros for the merchant.
The latter does not have to manage blockchain technology or fear volatility: he receives the exact amount in fiat currency, directly into his bank account. Lyzi acts as an invisible bridge between the world of crypto and that of convenience trading.
For French retailers, it is also a way of adopting an innovative image while respecting local rules. Since EURC is directly backed by the euro and regulated by the European financial authorities, it offers a reassuring level of compliance for professionals.
Accepting EURC means attracting new customers: young consumers, expatriates, tourists or even Web3 players who favor payments in stablecoins. But it also means preparing for a future where alternative digital payments will have a central place in the economy.
By offering a fast, modern and frictionless payment experience, retailers reinforce their attractiveness and visibility, while benefiting from a strong media focus on innovation.
While EURC is establishing itself as a reference stablecoin in Europe, it does not replace but complements the existing ecosystem. USDC, backed by the dollar, remains a must for international payments. For their part, initiatives such as EURCV, a euro stablecoin issued by French banking players, are enriching the landscape.
You can also consult our other articles to understand the differences between these solutions: How to pay in USDC gold How to pay in EUR/CV.
Paying in EURC means adopting a modern, transparent digital euro adapted to Web3 uses. Thanks to Lyzi, this technology becomes accessible to everyone, without technical complexity or regulatory barriers.
For consumers, that means fast, universal payments. For retailers, this is an opportunity to embrace innovation that combines simplicity, security and a modern image.
EURC is not only a stablecoin: it is a decisive step towards the integration of cryptocurrencies into the daily lives of Europeans.
