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Myths and realities: misconceptions about crypto payments
Dernière modification :
24/2/2026

Myths and realities: misconceptions about crypto payments

Cryptocurrencies are increasingly present in the news and in everyday uses. However, their adoption is still hampered by a large number of preconceived ideas. Between security concerns, volatility or technical complexity, many traders are still hesitant to take the plunge.

In this article, we are going to review the Top myths related to crypto payments, and confront them with reality. Because in 2025, thanks to solutions like Lyzi, cryptocurrency payments are simpler, more secure and more accessible than ever.

Myth 1: “Crypto is too risky because of volatility”

Volatility is often cited as the first barrier to accepting cryptocurrency payments. Traders fear receiving an amount in crypto that would lose value a few hours later.

The reality:

With Lyzi, this risk disappears. Payments made in cryptocurrencies are automatically converted into euros, then paid into the merchant's account within 24 to 48 hours. The trader therefore does not support any exposure to volatility.

Myth #2: “It's too complicated to set up”

Many believe that accepting crypto payments requires technical knowledge or complex infrastructure.

The reality:

Lyzi was designed to be as simple as a bank terminal. The installation is done in a few minutes, without the need for technical expertise. The interface is intuitive and accessible to all teams, as a daily tool.

Myth #3: “Crypto is not secure”

Some fear that crypto payments are more vulnerable to fraud than traditional payments.

The reality:

Cryptocurrency transactions are based on the blockchain technology, renowned for its transparency and traceability. With Lyzi, transactions are also governed by advanced security protocols, guaranteeing a reliable experience that complies with industry standards.

Myth #4: “Nobody really uses crypto to pay”

We often hear that cryptocurrencies are only a speculative asset, and that they are not used in everyday life.

The reality:

In France, over 12% of adults already own cryptos. This share is even more important among younger generations. These users are actively looking for businesses that accept cryptos, and prefer innovative brands that offer them this possibility.

Myth 5: “It only concerns big retailers”

Many local businesses think that only large groups have an interest in accepting crypto.

The reality:

Crypto is a asset for all types of businesses : from small local shops to restaurants, hotels, jewelry stores or luxury brands. By accepting crypto, every trade sends a strong message: “We are innovating to better serve our customers.”

Conclusion: overcoming preconceived ideas

As is often the case with innovations, crypto payments arouse their share of prejudices. But in 2025, solutions like Lyzi have removed the main obstacles:

  • No more risks related to volatility,
  • A simple and quick implementation,
  • Optimal security,
  • An already existing and growing customer base.

👉 Accepting crypto is no longer a risky experiment: it's a concrete response to consumer expectations And a growth driver for retailers.

With Lyzi, myths give way to reality: paying in crypto becomes simple, fast and universal.


Ready to overcome preconceived ideas and attract new customers? Learn how Lyzi can transform your business today.

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